10 Ways To Avoid Scams

Show some love...
Share


Every year, scammers use cunning schemes to cheat millions of people.  They frequently combine old tricks with new technology to convince people to provide them with their personal information or send them money.  So, here are 10 ways to avoid scams to keep you a step ahead of them.

1. Watch Out For Imposters


Scammers frequently masquerade as somebody you trust such as an establishment you do business with, a charity, a family member or a government official.  Never wire/send money or provide your personal information in reply to an unforeseen request whether you received it via email, phone call or text.

2. Perform Online Searches


Key in a product name or company into your desired search engine with words such as “scam,” “complaint,” or “review.”  Likewise, search for phrases that characterize your situation; for example, “call IRS.”  You can also search for telephone numbers to find out if others have filed a report on them as being a scam.

3. Don’t Trust Your Caller ID


Nowadays, technology makes it a piece of cake to falsify the information on your caller ID, so the number and name you see are not necessarily real.  If somebody calls you requesting your personal information or money, hang up immediately.  If you believe the caller may be speaking the truth, call them back at a number you’re sure is genuine.

4. Never Pay Upfront On A Promise


Somebody may request you pay upfront for things such as a job, mortgage assistance, loan and credit offers or debt relief.  They may even tell you that you have won a big prize, but before you can collect you are required to pay fees or taxes.  Don’t fall for it.  If you do send them money, you’ll likely never see it again.

5. Scrutinize How You Pay


10 ways to avoid scamsCredit cards come with quite a lot of protection against fraud built in; however, a few payment methods do not.  Sending/Wiring money via services such as MoneyGram or Western Union is extremely hazardous because it is virtually impossible to recover your money.   This also holds true for reloadable cards such as Vanilla, Reloadit or MoneyPak.  Legit companies and government offices will not require you to pay using these methods.

6. Talk With Somebody


Prior to you handing over your personal information or money, talk with somebody you trust.  Scammers want you to make instant decisions.  They may go so far as to threaten you.  Slow down.  Verify their story, perform a search online, seek advice from an expert or just simply speak to a friend.

7. Don’t Answer Robocalls


10 ways to avoid scamsShould you pick up a phone call and receive a recorded sales pitch, hang up the phone immediately and report it.  Calls such as this are illegal, and frequently the products are fake.  Do not press “1” to talk to a person or to remove yourself from their list.  That may lead to receiving even more calls.

8. Be Suspicious Of Free Trial Offers


Some business make use of free trial offers to get you to sign up for products and then charge you monthly till you cancel.  Prior to agreeing to a free trial, do some research on the company and make sure to read their cancellation policy.  Moreover, make sure to look over your monthly statements for unwanted charges.

9. NEVER Deposit Checks Then Wire Money


10 ways to avoid scamsAccording to U.S. law, banks are required to make funds from checks you deposit accessible within a few days; however, discovering a bogus check may take weeks.  If a check you have deposited winds up being bogus, you are held accountable to repay the bank.

10. Keep Up To Date


You can sign up for free with the Federal Trade Commission (FTC) to be notified on the latest scams.

 

For more information, check out this video:

 

 

The Bottom Line


So, I hope these 10 ways to avoid scams was helpful.  Please share this article with your friends and family in order to keep them safe.  If you believe you have been a victim of a scam or have spotted a scam, please report it immediately here and on my website here or in the comments below.  By reporting these scams, you are helping to bring these scammers to justice and helping out others avoid being scammed.

Do you have any other ways to avoid being scammed? Please tell me about it in the comments below.  I’d love to hear from you.

 

Before you go, I need to ask you a few very important questions …

Are you searching for a GENUINE Online Business Opportunity?

Are you tired of struggling online and want to once and for all succeed by receiving first rate, step-by-step training along with everything you could possibly need to succeed wrapped up in a complete package? …And, did I mention that it’s FREE? Yes, FREE!

 

Click Here To Learn More About This Amazing FREE Opportunity!

Here’s to your success!

~Barb

Wealthy Affiliate

6 Comments

  1. theceoinslippers

    It is hard sometimes to avoid the many scams that are out there and I hate to say that people fall for them but they do. Thank you for writing this post to help people avoid the big scams that are out there taking advantage of people. I also use wealthy affiliate and I feel they are one of the few places that actually tries to help people build a legitimate business with no scams attached. Good luck.

    • Barb

      Hi, theceoinslippers!  Thanks for dropping by and sharing.  I love hearing from my readers.

      Sadly, there are more and more scams coming out every day because, as you mentioned, people do fall for them, and victims usually are those most vulnerable such as the elderly.  I’m glad I was able to enlighten you with regard to these scams.

      Yes, Wealthy Affiliate is truly an excellent online business opportunity and the best out there.  They offer so much value.

      Cheers!

  2. Harjit

    Hi thanks for this great post. There are some excellent tips here to avoid scams and I will bookmark this page. I personally always research the company in Google first and see if there has been any negative reviews or comments about them. There are so many scams out there we all have to be extra vigilant.

    • Barb

      Hi, Harjit!  Thanks for dropping by and sharing.  I love hearing from my readers.

      Good for you performing due diligence on the companies you are interested in prior to committing.  I’m glad my article was able to help.

      Cheers!

  3. Albert

    Thank you for the informative post.

    Unfortunately I have been scammed before when I was younger. It does not feel good. It was on a used product website and I could not see it through back then.

    But I have learned so much from that mistake.

    Everyone should be aware of the huge scams on the internet.

    All the things you wrote, you are absolutely right.

    Huge like

    Keep up the good work

    • Barb

      Hi, Albert!  Thanks for dropping by and sharing.  I really love hearing from my readers.

      I’m so sorry to hear that you were scammed.  Unfortunately, scammers prey on the most vulnerable like seniors and young people.  I’m glad to see that you learned from it and are more cautious.  Moreover, I’m so happy my tips were of some help.

      Cheers!

Leave a Reply

I'd Love To Hear From You!

Thanks! I appreciate your input.