What Is PTC Bank About?☠ SCAM!!!

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PTC Bank Review

Name: PTC Bank

Website: https://www.ptcbank.net

Price: Free

Owners: James Anderson

Overall Rank: 1 out of 5 ☠

My #1 FREE Pick: Click Here

is wealthy affiliate for beginnersNOTE: It is critical for you to know I am not an affiliate of PTC Bank. Rich Artist Starving Artist gives truthful, genuine reviews. My top priority is providing you with quality, entertaining, and informative reviews and I am not influenced by anyone or anything.

I suppose you are wondering what the PTC represents in PTC Bank.  It’s short for Paid To Click.  It’s pretty much self-explanatory, but the concept is that anytime you click on a link and look at an advertisement or website, you are paid.

This kind of system isn’t anything at all new — e.g. PTC Bank has been in existence since 2013 — and there are similar systems around like Four Dollar Click.

PTC Bank in a few ways is not as overblown as others, as it claims a more reasonable 10¢ per click with 2¢ options, and the option to get more money by referring other people.

With a minimum cash-out balance of $100, it may take some time prior to seeing any earnings — that is if you ever do!

James Anderson’s PTC Bank — So Many Problems!

Pathetic Earnings

The amount of money you can make is absolutely pathetic.  If you base it on looking at 25 advertisements per day (It states a minimum of 25, but it is more likely an average.), at 10¢ per advertisement, that is a colossal $2.50 a day!

It’d take 40 days for you to attain the payment threshold minimum of $100.  If you are looking at the 2¢ advertisements, it would take you even longer.

Indeed, it may be that you can improve your earnings by referring other people, but it’s still tiny.  Even a bad-paying job or doing Fiverr.com gigs will bring in more cash faster.

Unverifiable Proof

With any online system that claims it can generate money for you, you will require proof, and PTC Bank supplies a great deal of it.

Sadly, the proof you are given can’t be confirmed.  On top of that, it can be faked easily and, honestly, it appears that it has.

what is ptc bank about

what is ptc bank about

The fonts don’t look right, and it’s generic data at best — it simply feels off.

Numerous Complaints

Any company that has been around several years, is probably going to have some complaints — and you won’t be let down here.

Typically, some complaints occur, even to first-rate companies, but the fact that all of these complaints concentrate on a single area is rather worrisome.

what is ptc bank about

They all indicate that, after attaining the payment threshold, they tried to withdraw the money they earned only to discover they can’t.

On top of that, when they attempt to make a withdrawal, their account becomes blocked and they can’t even log back in.

Not only is that shifty, it’s stealing!

Troublesome Terms

The shifty practice above is absolutely horrible, but sadly the fact of the matter is, if you didn’t take the time to read over their terms, you will have put yourself in a position for this to happen.

See, PTC Bank’s terms contain a single sentence that essentially permits them to cancel your account (without having to pay you!) for whatever reason they can dream up.  Not simply if you tried to cheat or do anything wrong, but for ANY reason:

what is ptc bank about

PTC Bank doesn’t even have to caution you or notify you.  This vague and broad term permits them, by law, to essentially dream up any violation and get away with it.  After all, you did agree to their terms when you joined.

Doubly Screwed

I was going to include a section on how PTC Bank’s business model does not make any sense financially, but even taking into consideration the complaints and terms, it really does.

what is ptc bank about

See, they charge money for people to advertise on their website(s) then don’t pay you for looking at the advertisements.  Essentially, they are making money from both ends of the spectrum — you provide them with free labor and they also receive money from advertisers.  That’s a win-win position for PTC Bank.

Shifty Background

When I investigated the logos for the payment company on their website (I wanted to find out whether they link to the proper spot or not), I found a strange link referral attached to Payza’s logo.

The website dfehwert.com simply appeared strange and out of place.

When I checked a few of the advertisements, I observed these too linked to this mysterious website.

After visiting the website, and I highly advise you DON’T, it seems to be some kind of website for pirating assorted media such as games, movies and software “cracks.”

what is ptc bank about

Essentially, it appears that PTC Bank and this rather less-than-legal website are interconnected, particularly, since Who Is indicates both domains have identical addresses and support emails.

what is ptc bank about

ICANN WHOIS provides this data freely to the public, but I blurred it out a bit to be nice.

The Final Verdict

PTC Bank is a worrisome website to say the least.  Not only are the earnings just not worth your time and effort, but when you take into consideration all the complaints circulating around out there, you will never even receive them.

Add to that the shifty association to a legally questionable website, and you’ve got all the telltale signs of a scam.

I’ve seen this model time and again.  Typically, the person responsible for the scam promotes outrageous earnings and an even more outrageous threshold to cash out.  I’ve come across scams that offer $10 for every advertisement viewed with a minimum cash out of $10,000.

However, PTC Bank does things a tiny bit different.  Their numbers appear more sensible, but that is merely to calm you into a sense of contentment.  You will look at the advertisements, never receive any payment, and DFEHWERT or James or whoever it is that is really responsible for this enterprise will make money from the time you wasted.

Don’t waste your time on this one.


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Not only are the earnings pathetic and a total waste of your time, PTC Bank is interconnected to a legally questionable website. Stay far away from this one.


  1. Lisa Simone

    Hi Barb,
    Thanks for the great article. I have not personally tried PTC bank but have done other pay per click sites.I have never found one that was worth doing.Most of them only let you do so many clicks per day. I always give up long before I have enough for a pay out.I have a friend that has participated in these sites long enough for a payout. Only 1 of them actually paid her. They then cancelled her account and banned her from the website.

    • Barb

      Hi, Lisa!  Thanks for dropping by and sharing.

      Yes, 99.999% of the time these types of sites are scams just looking to grab your money.  I’m sorry that you put all your time and effort into this type of garbage, but I’m glad to see now that you are doing your research prior to investing your time and money.

      If you are looking for a legitimate online business opportunity, you can do no better than my top recommendation …and it’s FREE!  You can learn more about it here.


  2. Amanda

    Thanks for your advice – I am looking into ways to make money online as I am about to give up my day job. I will not be going near PTC Bank , you may have saved me an expensive mistake, a time wasting venture. I would welcome your advices on what there is out there that is a genuine opportunity to make money online. Thanks again

  3. Mark Baker

    Hello Barb

    After reading your review, it is clear that one should stay well away from PTC Bank.

    As per your post there is nothing good about this so-called opportunity at all. It’s a shame so many people get sucked into scams like this and have to learn the hard way.

    Fortunately there are genuine business opportunities out there. All of them require work but if you follow the training and take action you can’t help but be successful.

    Thank you for the warning!


    • Hi, Mark! Thanks for dropping by and sharing. I love hearing from my readers.

      I’m so glad I’ve helped you avoid being scammed, and good for you for doing your research. So many, as you say, learn the hard way because they are taken in by all the hype.

      Indeed there are proven genuine online business opportunities out there, and you can do no better than my top recommendation …and it’s free. You can read more about it here.


  4. andrejs

    You highlighted very commonly scam scheme detail, the important detail, for people who want to make easy money online but have trapped. It is cash withdrawal problems. I was involved in numerous similar so-called projects years ago, and almost none of them allows me to get real money. Yes, it was even four-digit earnings on the screen, but I hardly remember even $10 profit in my wallet. Stay away of such proposals. Earning online is hard work, but it is a real pleasure.

    • Barb

      Hi, andrejs!  Thanks for dropping by and sharing!

      I’m glad that I was able to help you avoid being scammed this time, and I am so sorry that you were in the past.  Good for you for doing your research this time.

      You’re so right.  Earning money online or creating an online business takes hard work.  You’re not going to make thousands in a single day like so many of these scams profess.  If it’s too good to be true, it’s likely a scam.

      If you are looking for a genuine online business opportunity, you can do no better than my top recommendation …and it’s free.  You can learn more about it here.


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